Where we need to collect personal information by law, or under the terms of a contract we have with you, and you fail to provide the Personal Information when requested, then we may not be able to contract with you, for such service we have, or are trying to enter into with you,

e.g. to allow you to make a deposit. In this case, we may have to terminate the relevant product or service you have with us, but in this instance, we will notify you of this.